Money Cart Bonus Reels (Relax Gaming) Slot Review

Money Cart Bonus Reels: Slot Overview 

Released on December 7, 2021, Money Cart by Relax Gaming is a focused spin-off from the popular Money Train franchise, designed to put players right in the thick of what made the original so exciting—its bonus feature. Ditching the often grinding base game in favor of the Hold & Win respin mechanic, Money Cart functions as a streamlined version of Money Train 2, tailored for jurisdictions where bonus buys are not allowed. 

Built on a classic 5×4 grid with 40 paylines, the slot wastes no time drawing players into its chaotic core. Instead of spinning endlessly hoping for three scatters, the game brings the bonus reel gameplay front and center, making for an intensely rewarding experience—especially for players who prefer constant engagement over prolonged buildup. 

While the maximum win is capped at a relatively modest 2,000x, Money Cart counters that with a stellar RTP of 98%, making it one of the most player-friendly slots in terms of long-term returns. It’s high volatility (rated 4 out of 5) ensures the thrill of unpredictability remains strong throughout the journey across the wild, dusty landscape.

Design and Graphics 

Visually, Money Cart retains the signature Wild West aesthetic of its roots, but leans into a more grounded, realistic vibe compared to the more elaborate steampunk stylings of Money Train 2. The gameboard is set against a dusky canyon backdrop, with the iconic train, tumbleweeds, and a windmill painting a picture straight out of an old spaghetti Western.The art direction emphasizes gritty charm—dust, leather, brass, and wood textures dominate the reels. Symbols range from golden bonus tiles to worn-down gear, evoking a sense of age and history. Every spin feels like you’re rolling through a remote frontier town where riches hide behind rusted metal and shadows. 

The layout is clean and easy to follow. The reels are sharply defined, and the coin values or modifiers are clearly presented, ensuring players can track their potential winnings without confusion—even when the action starts stacking.

Gameplay Mechanics 

The moment you hit spin, Money Cart puts all 20 visible reel positions on its 5×4 grid to work. Unlike traditional slots, the aim here is not to form symbol lines, but to trigger the Hold & Win mechanic with the game’s signature purple bonus symbols. 

Triggering Bonus Spins 

Land three or more bonus symbols to trigger the respins feature. 

Once activated, you start with 3 respins. 

Each new bonus symbol resets the counter to 3. 

All symbols that land are locked in place. 

When respins run out, the sum of all coin values on the board is awarded. 

Bonus symbols display values of 0.1x the total bet, and various special modifiers can land to spice up the grid, including: 

Money Symbols: Show fixed coin values from 1 to 10 coins. 

Payer: Adds its value to all other visible symbols. 

Persistent Payer: Does the same on the current spin and all following ones. 

Collector: Adds all values in view to itself. 

Persistent Collector: Collects again and again for the rest of the round. 

Widener: Expands the reel area by opening a new column. 

As the bonus round unfolds, these modifiers can create cascading effects. For example, a Persistent Payer next to a Collector can compound returns fast—especially if multiple modifiers land together. It’s a compact system, but one with surprisingly deep potential when multiple special symbols interact.

Sound and Music 

The soundtrack in Money Cart is pure Western. Swelling guitars, ambient wind, and harmonica strains add tension between spins, while metallic clangs, saloon-style piano twangs, and echoing coin jingles erupt when values lock into place. The soundtrack ramps up as the bonus feature progresses, giving an exhilarating sense of momentum. 

Every action—from the click of a spin to the pop of a locked symbol—is accompanied by fitting sound cues that add richness without overwhelming the player. Compared to the steampunk buzz of its sequel, this game feels more intimate and earthy, keeping you grounded in its Wild West theme.

Bonus Features 

The Bonus Reel feature is the center of the experience, and Money Cart builds around it with a tight suite of modifiers:Key Modifiers: 

Payer / Persistent Payer: Add value to others on the grid, either once or continuously. 

Collector / Persistent Collector: Gather all visible values, stacking them for big gains. 

Widener: Expands the playing field, opening up new possibilities for landing additional symbols or creating symbol interactions. 

These features appear randomly during the bonus round and are critical to reaching the slot’s upper payout limit. While the game may not have the dozens of unique characters featured in Money Train 3 or 4, what’s here is focused, well-balanced, and powerful in practice. 

Bonus symbols can land with coin values or as modifiers, and with a Hit Frequency of 12.5%, you’ll trigger the feature more often than in most high-volatility slots. This accessibility makes Money Cart especially appealing for players who tire of long dry spells waiting for features to activate.

Betting Options and Payouts 

Flexibility is key in Money Cart. The slot supports a wide range of budgets with its bet limits between €0.10 and €500. This gives it massive appeal—from cautious newcomers testing the waters to seasoned high rollers looking to take advantage of the game’s high RTP. 

Despite its modest maximum win of 2,000x, Money Cart offers statistical generosity through its 98% RTP—one of the highest you’ll find in any Relax Gaming slot. This means the game can be especially rewarding for extended sessions and long-term play, even if the big win ceiling doesn’t match the dizzying heights of Money Train 3 or 4. 

The game’s volatility rating of 4/5 ensures there’s still plenty of risk involved. Wins may not land often, but when they do—especially with multiple special symbols on the grid—they tend to deliver worthwhile rewards.

Conclusion 

Money Cart is an excellent example of how sometimes less is more. By stripping away the elaborate base game and dropping players straight into the heart of the action, Relax Gaming has created a slot that’s all killer, no filler. Every spin is packed with potential, and thanks to the frequent feature triggers, you don’t need to wait long for the excitement to start. 

The simplified design and bonus-focused gameplay make Money Cart an ideal slot for markets that prohibit bonus buys and for players who want fast access to feature content without the need to grind. While its 2,000x cap may appear humble next to the 50,000x juggernauts elsewhere in Relax’s catalogue, the 98% RTP, excellent pacing, and consistently entertaining respins make this a truly player-friendly option. 

Ultimately, Money Cart serves as the perfect gateway to the larger Money Train universe or a relaxed alternative for seasoned veterans looking to cut straight to the chase. For those who crave simplicity, immediacy, and a steady stream of bonus fun, this is one train worth boarding.