Monkey's Gold xPays (Nolimit City) Slot Review
Monkey’s Gold xPays: Slot Overview
Monkey’s Gold xPays is a jungle-themed slot developed by Nolimit City, released on October 13, 2020. The game transports players into a dense jungle ruled by the Monkey King, surrounded by ancient stone statues and hidden treasures gleaming through vines. It features a 6×6 reel grid that drops 36 symbols per spin, employing the innovative xPays mechanic instead of traditional paylines or ways-to-win. This medium-volatility title suits players who enjoy complex, feature-stacked gameplay with building win potential, offering frequent hits at 1 in 4 spins and opportunities for escalating payouts through symbol collection and upgrades. Bets range from €0.20 to €100, making it accessible for casual spinners and higher rollers alike, with a default RTP of 96.02% that can range down to 94.22%.
Design and Graphics
The visuals in Monkey’s Gold xPays evoke a mysterious jungle atmosphere dominated by lush gold and green tones. Towering stone statues flank the 6×6 grid, partially obscured by vines that hint at buried gold beneath. The backdrop features dense foliage and ancient ruins, creating an immersive sense of adventure and hidden riches under the Monkey King’s domain. Symbols are richly detailed: low-paying royals (J, Q, K, A) in metallic gold frames, medium-paying glowing gems in blue, green, and orange hues, and high-paying carved stone faces in matching colors, with the top red Hindu-inspired mask paying up to 0.6x the bet for a full collection. The golden “W” wild shines prominently, substituting for regular symbols. Animations are smooth, with symbols dropping dynamically and wins exploding in a cascade of gold particles. Colossal symbols (2×2 or 3×3) appear imposingly, filling spaces with wilds underneath for added spectacle. The soundtrack starts with an epic, orchestral swell reminiscent of savanna epics but fades into ambient jungle sounds during spins, prioritizing action audio cues like triumphant chimes for wins and upgrades. Overall, the aesthetic is high-quality, mysterious, and visually appealing, enhancing the thrill without overwhelming the gameplay focus.

Monkey’s Gold xPays slot – base game
Gameplay Mechanics
Monkey’s Gold xPays operates on a 6×6 grid with no fixed paylines, relying on the proprietary xPays system for payouts. Wins trigger when at least three matching symbols connect horizontally or vertically across reels 1, 2, and 3 on any row. Non-winning symbols from these reels vanish, while winners collect at the grid’s bottom. New symbols then drop in, continuing the sequence until no fresh winners form. The final payout multiplies the collected symbol count by each symbol’s individual value, allowing wins to build progressively.
The paytable includes 10 regular symbols:
| Symbol | Value (per symbol in collection) |
|---|---|
| J | 0.05x |
| Q | 0.05x |
| K | 0.05x |
| A | 0.05x |
| Blue Gem | Medium |
| Green Gem | Medium |
| Orange Gem | Medium |
| Blue Stone Face | High |
| Green Stone Face | High |
| Red Stone Mask (Top) | 0.6x |
The golden “W” wild substitutes for any regular symbol and can inherit multipliers. At random during drops, colossal symbols (2×2 or 3×3) land, contributing their size to collections with multipliers from 4x to 500x (applied to symbol count, not total win). Gaps beneath colossals fill with wilds. Filling an entire row during xPays triggers a symbol upgrade, converting all visible winning symbols to the next higher-paying version; the top symbol gains an extra multiplier, countable as multiple instances. Wilds adopt any symbol multiplier when substituting. Base game flow involves standard spins with potential for chained xPays reactions, upgrades, and colossals, delivering a hit frequency of 1 in 4 spins.
Bonus Features
The slot layers multiple interconnected features, culminating in the Monkey’s Gold free spins. Triggered by 3+ scatter symbols (jungle-themed bonus icons), it awards 10 free spins, plus 3 more per extra scatter. Before starting, a dice roll sets the sticky vine multiplier increment: +1x, +2x, or +3x per full row filled during the round. Free spins use the same xPays mechanics, with row fills upgrading symbols, adding multipliers to top symbols, and boosting the global win multiplier progressively.

Monkey’s Gold xPays slot – free spins
Key features include:
| Feature | Description | Trigger |
|---|---|---|
| xPays | Collect matching symbols from reels 1-3; new drops continue; payout = count x symbol value | 3+ matching on reels 1-3 |
| Colossal Symbols | 2×2/3×3 with 4x-500x mult (on count); wilds fill gaps below | Random during drops |
| Symbol Upgrade | Upgrade winners to higher pay; top symbol gets mult | Full row fill |
| Symbol/Wild Mult | Counts as multiple symbols; wilds inherit | Via upgrade or colossal |
| Free Spins | 10+ spins; dice sets row-fill mult increment (1x/2x/3x) | 3+ scatters (1/188 spins) |
| Feature Buy | Guarantees 3+ scatters next drop | 73x stake |
These mechanics synergize powerfully: colossals boost counts, upgrades enhance values, and free spins’ multiplier scales wins exponentially. Bonus frequency stands at 1 in 188 spins.
Betting Options and Payouts
Bets range from €0.20 to €100 per spin, accommodating various bankrolls across devices. The default RTP is 96.02%, with a lower setting at 94.22%. Medium volatility balances the 1/4 hit frequency with building win potential, while the max win of 12,683x the stake carries a probability of 1 in 10 billion spins—achievable via stacked features in free spins.
| Technical Spec | Details |
|---|---|
| Min Bet | €0.20 |
| Max Bet | €100 |
| RTP | 96.02% (default; 94.22% option) |
| Volatility | Medium |
| Hit Frequency | 1/4 |
| Max Win | 12,683x |
| Max Win Probability | 1 in 10B spins |
| Bonus Frequency | 1/188 spins |

Monkey’s Gold xPays slot – bonus buy
Payouts emphasize accumulation: xPays chains extend reactions, colossals and upgrades amplify values/multipliers, and free spins deliver the peak potential through progressive scaling.
Conclusion
Monkey’s Gold xPays excels in its seamless integration of the xPays mechanic with colossal symbols, upgrades, and escalating free spins multipliers, creating thrilling cascades of escalating wins that feel innovative and rewarding. The jungle theme and polished visuals enhance immersion, while the medium volatility and 1/4 hit rate keep engagement high. Drawbacks include high complexity, which may intimidate beginners, and occasional dead spins amid reaction builds; the max win, though massive at 12,683x, arrives rarely at 1 in 10 billion spins. Players can test the slot risk-free using the built-in demo available on this page. Overall, it’s a standout for feature enthusiasts seeking Nolimit City’s signature depth and excitement, transcending inspirations into a uniquely playable adventure.











