Money Cart 4 (Relax Gaming) Slot Review
Money Cart 4: Slot Overview
Money Cart 4 is a high-stakes heist-themed video slot developed by Relax Gaming and released in 2024. As the final installment in the Money Cart series, it delivers an intense bonus-focused gameplay style centered around a dynamic re-spin mechanic with no traditional base game wins. The slot features 6 reels with variable rows (4 to 8) and eschews paylines or payways entirely, relying solely on bonus symbols to trigger action. Designed primarily for markets with bonus buy restrictions, such as the UK, it offers frequent bonus activations (approximately 1 in 10 spins) to provide excitement without direct feature purchases, appealing to players seeking rapid, volatile bonus hunts.
Design and Graphics
Money Cart 4 boasts a visually striking design inspired by high-octane train heists, with a detailed metallic frame enclosing the 6×4-to-8 reel grid set against a shadowy, industrial backdrop evoking speeding locomotives and shadowy vaults. The graphics are of premium quality, featuring sharp, high-definition symbols including gleaming gold coins, armed characters, and explosive modifiers rendered in metallic sheens and neon accents. Animations are fluid and impactful, with symbols pulsing, exploding, or transforming during re-spins, accompanied by cinematic effects like sniper shots, ghostly revivals, and value upgrades that enhance immersion. The overall aesthetic is polished and thematic, maintaining consistency with the Money Train series while delivering phenomenal detail suitable for both desktop and mobile play.

Money Cart 4 slot – base game
Gameplay Mechanics
The core setup consists of 6 reels displaying 4 to 8 rows, with no active paylines or payways since the base game contains exclusively bonus symbols. Players spin the reels, aiming to land 3 or more Bonus Symbols anywhere to trigger the Re-Spins feature, which occurs with a hit frequency of 9.95%. There are no standard wins in the base game; every spin builds toward bonus activation. Upon triggering, landing Bonus Symbols transform into coin values ranging from 1 to 10 (each representing 10% of the displayed numeral relative to the bet, e.g., a “10” coin equals 1x the stake). The grid can expand by unlocking additional rows via full rows or specific modifiers. Bets range from €0.10 to €60 per spin, making it accessible yet scalable for higher rollers.
Bonus Features
The sole bonus is the Re-Spins feature, activated by 3+ Bonus Symbols (frequency ~1 in 10 spins). Triggering symbols become coins valued 1-10 (scaled to 0.1x-1x the bet), granting 3 initial re-spins that reset to 3 upon any new symbol landing. Empty positions do not respin, concentrating action on collected symbols. Rows unlock progressively (up to 8), potentially via fillers or modifiers. A variety of potent symbols can appear, each introducing unique mechanics, with “persistent” variants active on landing and all subsequent spins until resolution. Total collected values pay out at the end.

Money Cart 4 slot – free spins
| Symbol | Function | Persistent Variant |
|---|---|---|
| Scatter | Coin value 1x-10x bet. | N/A |
| Collector | Collects all coin values on reels and adds to itself. | Collects on landing spin and all future spins. |
| Adjacent Collector | Collects from 8 adjacent positions. | Adjacent collection on landing and future spins. |
| Payer | Adds its value to all coins on reels. | Pays on landing and future spins. |
| Adjacent Payer | Adds value to 8 adjacent coins. | Adjacent pay on landing and future spins. |
| Sniper | Doubles 3-8 random coins (multi-hit possible). | Snipes on landing and future spins. |
| Collector Payer | Collects from 3-5 coins, pays total to each. | Collector Payer action on landing and future spins. |
| Arms Dealer | Converts 1-4 coins to feature symbols (activates immediately). | Converts 1 coin persistently. |
| Necromancer | Revives 2-7 non-persistent features (multi-hit possible). | Revives 1-7 non-persistent features persistently. |
| Persistent Shapeshifter | Transforms into Payer, Sniper, Collector, etc., each spin. | N/A |
| Unlocker | Unlocks one new row. | N/A |
| Reset Plus | Sets re-spins to 3+1. | N/A |
| Upgrader | Upgrades 1-3 features to persistent versions. | N/A |
Betting Options and Payouts
Money Cart 4 accommodates a broad betting range from €0.10 to €60 per spin, suiting casual and high-stakes players. It operates at high volatility, with an RTP of 96% and a maximum win potential of 15,000x the bet (max win probability not specified). Payouts derive exclusively from the Re-Spins feature, where coin values accumulate multipliers through interactions, but scaled values (e.g., 500 displayed equals 50x bet) reflect the premium spin cost for frequent bonuses.
| Parameter | Value |
|---|---|
| Min Bet | €0.10 |
| Max Bet | €60 |
| RTP | 96% |
| Volatility | High |
| Max Win | 15,000x |
| Hit Frequency | 9.95% |
| Bonus Frequency | ~1 in 10 spins |
Conclusion
Money Cart 4 excels in delivering frequent, explosive Re-Spins bonuses packed with 13+ interactive modifiers, fostering unpredictable, high-variance sessions ideal for bonus-chasing enthusiasts. Its stunning visuals and mobile optimization enhance engagement, while the 96% RTP and 15,000x potential offer strong mathematical appeal. However, the absence of base game wins, scaled coin values, and heavy reliance on the bonus for all payouts may frustrate players seeking balanced gameplay, particularly those familiar with similar titles like Money Train 4. Players can test the slot risk-free using the built-in demo available on this page. Overall, it stands as a solid, market-specific finale to the series, best suited for high-volatility aficionados in restricted regions.











